Irresponsible lending by Banks and Lending Institutions could mean that a mortgage was sold to you which was completely unsuitable for your circumstances for example sub-prime mortgages were sold to people who were eligible for far better deals. Interest only mortgages also figure highly in the whole mis-selling saga. Without a repayment vehicle in force many people are left with an unpaid mortgage having only paid interest on the borrowing throughout the term. Mortgages that continue into retirement where your known income would not meet payments required and also self-employed people with self certified earnings, one classic example is a client we discovered with a £200,000 mortgage earning a salary of only £11,000 per year.
Get in touch with us today to discover whether you were a victim of these widespread, questionable lending practices. Call now on FREEPHONE 0800 0437 078